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Taking Control of Your Finances with Chelsea Brennan (podcast 39)

Taking Control of Your Finances with Chelsea Brennan (podcast 39)

Purpose Driven Mom Podcast

Episode 39

Taking Control of Your Finances with Chelsea Brennan

 

This week’s episode is an interview with Chelsea Brennan of Smart Money Mamas.

Chelsea Brennan is an ex-hedge fund investment manager turned full-time blogger. After several years working on Wall Street, Chelsea made a major life change to choose family, passion, and a positive impact on the world over money.

Chelsea is a recovering perfectionist, aspiring homesteader, and full-blown Potterhead living in Connecticut with her husband (a rockstar stay-at-home dad and board game enthusiast), two young boys, and a puppy named Stitches.

In our conversation we talk about controlling your finances, how to get on the same page with your spouse and start investing for your kids (and your) future!

 

 

 

Episode Show Notes

3:30 Meet Chelsea Brennan of Smart Money Mamas

7:00 How budgeting gives us freedom

10:09 Your money mindset and how it impacts your spending habits

11:33 Why we as moms need to be involved in our family finances

13:40 Having financial conversations with our spouses

16:50 Creating emergency financial plans for your family

19:21 Creating a plan for paying for college

32:00 Talking to your employer for better benefits and plans

 

 

Subscribe & Review in the Podcast

Are you subscribed to my podcast? If you’re not, make sure you head over and do it now so that you don’t miss an episode! 

Click here to subscribe on Apple Podcasts!

While you’re there, I’d love an appreciate if you’d leave a rating and review! These allow other purpose driven moms to find the show and help grow our community! Just click here to review, select ‘Ratings and Reviews” and “Write a Review” and let me know your favorite part of the podcast! I’d love to feature you as our ‘Review of the Week’.

 

 

Links and Resources Mentioned in Today’s Episode 

Connect More with Chelsea

 

Website

Instagram

Listen to her new podcast – Smart Money Mamas

Last Pass

More information about 529 Plans for College Savings 

 

 

Related Blog Posts for Moms

 

 

If you listened to today’s episode, take a screen shot of the show or you taking action on a tip from the show and TAG ME on Instagram! 

Make sure to join our Facebook Community and continue the conversation about the episode!

How to Get Started on a Budget and More Money Q&A {podcast 28}

How to Get Started on a Budget and More Money Q&A {podcast 28}

Purpose Driven Mom Podcast

Episode 28

How to Get Started on a Budget and More Money Q&A

 

Today’s episode was inspired but all of the moms in the Holiday Money Saving Challenge! They submitted questions and after filtering through hundreds of them, I pulled out 3-5 that most women had!

Thank you to today’s sponsor Woosh Beauty. Use the code PURPOSE40 at checkout for 40% off! This incredible discount ends on November 23rd!

Click here to grab the Fold Out Face and MORE!

 

woosh-beauty

 

Woosh Beauty is a new brand that is 100% owned and operated by women who like beauty but who LOVE spending time on what’s really important – family, friends, travel, pets, etc. So we created products that allow people to get more from their makeup by doing less.  Our mission is to simplify lives by introducing time saving tools and easy to apply makeup for busy people who need one less thing to worry about. Perfect for on-the-go so you can get your makeup on and focus on what really matters! Click here to read my full review of Woosh Beauty products!

 

Join the Holiday Money Saving Challenge!

extra-cash-christmas

 

 

 

 

 

Episode Show Notes

3:22 How to get on board with your spouse when it comes to money

8:32 How to involve your kids in the family budget

11:46 Thanks to our sponsor Woosh Beauty! Use code PURPOSE40 at checkout for 40% off (This code ends on 11/23/19!)

13:18 How to stick with your budget and stay motivated

16:20 Using the Bite Sized Budget Formula to stay on track

19:15 Utilizing a no spend challenge to stay on budget

24:00 How to get started to determine your budget categories

31:15 Moving past budgeting and finance mistakes

 

 

Subscribe & Review in the Podcast

Are you subscribed to my podcast? If you’re not, make sure you head over and do it now so that you don’t miss an episode! 

Click here to subscribe on Apple Podcasts!

While you’re there, I’d love an appreciate if you’d leave a rating and review! These allow other purpose driven moms to find the show and help grow our community! Just click here to review, select ‘Ratings and Reviews” and “Write a Review” and let me know your favorite part of the podcast! I’d love to feature you as our ‘Review of the Week’.

 

Busy on a Budget opens Friday, November 23rd for the LAST TIME in 2019! Come join this course or become a VIP with a 4 week coaching program! Click here to learn more!

 

Links and Resources Mentioned in Today’s Episode 

Master Your Money Super Bundle

Holiday Money Saving Challenge 

Cash Envelope and Budget Binders

 

 

Related Blog Posts for Moms

 

Money Saving Tips Around Groceries

Money Saving Tips for Your Home

Why date your spouse + 28 Free Date Ideas

4 Steps to Cheap Summer Activities

How to Save Money on Kid’s Clothes

7 Ways to Homeschool on a Budget

{Podcast Episode} How to Save Money on Back to School Clothes

If you listened to today’s episode, take a screen shot of the show or you taking action on a tip from the show and TAG ME on Instagram! 

Make sure to join our Facebook Community and continue the conversation about the episode!

Changing Your Money Mindset {Podcast 27}

Changing Your Money Mindset {Podcast 27}

Purpose Driven Mom Podcast

Episode 27

Changing Your Money Mindset

 

Today we tackle how to change your money mindset so that you can change your family’s legacy. Our money mindsets are deep rooted and many of them start at childhood. Today, let’s chat about how you can start to change the way you see money!

Thank you to today’s sponsor Woosh Beauty. Use the code PURPOSE25 at checkout for 25% off. Click here to grab the Fold Out Face and MORE!

 

woosh-beauty

 

Woosh Beauty is a new brand that is 100% owned and operated by women who like beauty but who LOVE spending time on what’s really important – family, friends, travel, pets, etc. So we created products that allow people to get more from their makeup by doing less.  Our mission is to simplify lives by introducing time saving tools and easy to apply makeup for busy people who need one less thing to worry about. Perfect for on-the-go so you can get your makeup on and focus on what really matters! Click here to read my full review of Woosh Beauty products!

 

 

 

Join the Holiday Money Saving Challenge!

extra-cash-christmas

 

 

Episode Show Notes

48: Review of the Week

5:15 What is a money mindset?

7:10 Cara’s money story

16:36 Thanks to our sponsor Woosh Beauty! Use code PURPOSE25 at checkout for 25% off

18:31 Digging into your money mindset (scroll down to download the Money Mindset Workbook)

25:40 How your parents relationship with money impacts your money mindset

32:00 What vision do you have for your financial future?

33:10 Making sense of tithing

35:09 How to move forward with your money mindset

 

Subscribe & Review in the Podcast

Are you subscribed to my podcast? If you’re not, make sure you head over and do it now so that you don’t miss an episode! 

Click here to subscribe on Apple Podcasts!

While you’re there, I’d love an appreciate if you’d leave a rating and review! These allow other purpose driven moms to find the show and help grow our community! Just click here to review, select ‘Ratings and Reviews” and “Write a Review” and let me know your favorite part of the podcast! I’d love to feature you as our ‘Review of the Week’.

 

Links and Resources Mentioned in Today’s Episode 

Master Your Money Super Bundle

Holiday Money Saving Challenge 

 

Related Blog Posts for Moms

 

Money Saving Tips Around Groceries

Money Saving Tips for Your Home

Why date your spouse + 28 Free Date Ideas

4 Steps to Cheap Summer Activities

How to Save Money on Kid’s Clothes

7 Ways to Homeschool on a Budget

{Podcast Episode} How to Save Money on Back to School Clothes

If you listened to today’s episode, take a screen shot of the show or you taking action on a tip from the show and TAG ME on Instagram! 

Make sure to join our Facebook Community and continue the conversation about the episode!

The Ultimate Guide for Christmas on a Budget (perfect for moms!)

The Ultimate Guide for Christmas on a Budget (perfect for moms!)

The Ultimate Guide for Christmas on a Budget

 

You can have a great Christmas on a budget. So often we get caught up in the material aspect of the holidays but fail to realize that it is possible to have just as much fun with a budget.

 

Yes, it can be hard when there are lot of events to attend, gifts to buy and you see others spending money but trust me, Christmas on a budget is possible.

 

Two years ago, we were going on month 5 of my husbands unemployment – and had just had a new baby. Our unemployment checks had stopped, we were on government assistance and food stamps and had no idea what we would do to give our children the Christmas we wanted.

 

But we knew it was possible.

 

We have lived on a budget since we got engaged – and were able to pay for our entire wedding in cash- and know that it’s possible. No matter how much you have (or don’t have), creating a budget can allow you to be in control of your money and make purchases that matter most to you.

 

Budgeting doesn’t have to be restrictive and mean that everything is no fun. Budgeting allows you to prioritize how you spend your money so, if you decide to want to splurge on a new Christmas tree, you just know that you might not buy any other decorations this year.

 

Related Post: How to Survive When Money is Tight 

 

 

 

 

christmas-budget

This post may contain affiliate links which cost you nothing extra to use but may provide me with a commission. To read my full disclosure head on over here.

Christmas Ideas on a Budget

 

Before you start searching for ways to scrimp and save this holiday season, it’s important you’ve taken the time to create a budget that works for you for the holidays. If you haven’t started saving yet, head over and print out my 12 week Christmas saving guide to get started!

 

I urge you to make your goal this holiday season to not use any credit cards. Maybe you aren’t ready to completely slash your Christmas budget but, by making the commitment to only using cash, you’ll start to get in the budgeting mindset and think differently about your purchases.

 

You can read more of my step by step tips that can help moms create a budget for Christmas in this post!

 

 

If you want a great printable for your Christmas Budget Planning, go and grab this freebie from Plantsonify!

 

 

My friend Joyce over at My Stay at Home Adventures also had an incredible and comprehensive guide for having a debt free Christmas! She is a budgeting guru and will walk you through, step by step, how to make a budget that work! Check it out here!

 

 

Christmas Gifts on a Budget

 

When it comes to slashing your Christmas budget, one of the biggest places you can save money is with your gift giving. We give our kids 4 gifts each (you can read about that here) and it has helped us prioritize where we plan to spend money for them instead of just buying gifts to have something to give them.

You can always start clearance shopping early (I shop all year round for the holidays), DIY gifts to make it easier and save money when you compare prices. I’ve listed a few great ideas below for Christmas gifts on a budget that you can use this year!

 

 

 

 

 

 

From A Purpose Driven Mom 

 

 

 

 

 

 

From A Purpose Driven Mom 

 

 

 

 

 

This Christmas doesn’t have to be one where you go broke or into the new year with more debt! Create a budget that works for you and save money on all the gifts you need to buy!

 

More Christmas Tips for Moms

Simple 12 Week Holiday Savings Plan

The Only 4 Gifts Your Kids Need For Christmas

3 Amazing Ways to Save Money on Gifts

5 Smart Ways to Make Money at Christmas

9+ Easy DIY Christmas Gifts

10+ Homemade Christmas Card Ideas on a Budget

The Complete Guide to Christmas on a Budget for Moms

Top 5 Subscription Boxes For the Family and Kids!

10 Awesome Gifts for A Coffee Loving Mom

FREE Elf on the Shelf Idea Organizer + Ideas to Get Started!

Organize the Holidays with the Ultimate Christmas Party Planner

10+ Fun and Unique Elf on the Shelf Ideas

 

More Christmas Resources for Moms

 

 

 

 

 

 

Podcast 21: How to Have a Debt Free Christmas

Podcast 21: How to Have a Debt Free Christmas

Purpose Driven Mom Podcast

Episode 21: How to Have a Debt Free Christmas

 

 

 

 

I know it’s not even Halloween yet, but in today’s episode, I share my best tips for saving money, finding money, earning extra money and planning for a debt-free holiday season. The time to get started with your planning is today!

 

Thank you to today’s sponsor: The Mamas Talk Money Summit

We can’t wait to see you at the summit this October! Free registration for the Mamas Talk Money Summit won’t officially open until October 7th, but that doesn’t mean you can’t join the tribe now! 

Join the waitlist today and you’ll get exclusive early access to our Mamas Talk Money Toolkit! Over 40 pages of worksheets, printables, and resources to help you get a jump start on your financial goals.

Register Now

 

Episode Show Notes

1:15 Review of the Week 

2:00 Cara’s Tale of a holiday season with $0

8:35 Steps you can take right NOW to plan for the holidays

11:45 How to get discounts and deals on almost anything!

13:30 How to create your Christmas budget

17:35 A Word from Our Sponsor – The Mamas Talk Money Summit

23:10 So many ways to save  – and FIND – money!

28:10 Cara’s top tips for making extra money (that you can implement today!)

 

 

Subscribe & Review in the Podcast

Are you subscribed to my podcast? If you’re not, make sure you head over and do it now so that you don’t miss an episode!

Click here to subscribe at iTunes!

While you’re there, I’d love an appreciate if you’d leave a rating and review! These allow other purpose driven moms to find the show and help grow our community! Just click here to review, select ‘Ratings and Reviews” and “Write a Review” and let me know your favorite part of the podcast! I’d love to feature you as our ‘Review of the Week’.

 

Links and Resources Mentioned in Today’s Episode

 

 

 

Make sure you join the Mamas Talk Money Summit! Get your FREE ticket!

 

 

Related Blog Posts

 

 

Simple 12 Week Holiday Savings Plan

The Only 4 Gifts Your Kids Need For Christmas

3 Amazing Ways to Save Money on Gifts

5 Smart Ways to Make Money at Christmas (including secret shopping links)

9+ Easy DIY Christmas Gifts

10+ Homemade Christmas Card Ideas on a Budget

The Complete Guide to Christmas on a Budget for Moms

Top 5 Subscription Boxes For the Family and Kids!

10 Awesome Gifts for A Coffee Loving Mom

FREE Elf on the Shelf Idea Organizer + Ideas to Get Started!

Organize the Holidays with the Ultimate Christmas Party Planner

10+ Fun and Unique Elf on the Shelf Ideas

 

 

Podcast Episode 15 – How to Save Money on Back to School Clothes

Podcast Episode 15 – How to Save Money on Back to School Clothes

Purpose Driven Mom Podcast

Episode 15

How to Save Money on Back to School Clothes

 

 

 

Whether you’ve done your back to school shopping or not – today’s episode will give you a ton of tips on how to save on back to school clothes! Today, I’ll share how to get the best deals, what your kids need for back to school and how to save the money money on kid’s clothes!

 

 

 

 

Episode Show Notes

4:00 Visit our Show’s Sponsor – Rakuten and get $10!

6:15 Why we spend money on back to school supplies – and why we shouldn’t!

9:07 How to change your mindset about shopping

10:15 Doing an assessment on what your kids have now

17:09 Creating a sinking fund for back to school

27:00 Saving money with online shopping

31:36 Where can you shop to get kid’s clothes cheap?

36:40 Using a capsule wardrobe with your kid’s clothing

 

 

Subscribe & Review in the Podcast

Are you subscribed to my podcast? If you’re not, make sure you head over and do it now so that you don’t miss an episode! 

Click here to subscribe at iTunes!

While you’re there, I’d love an appreciate if you’d leave a rating and review! These allow other purpose driven moms to find the show and help grow our community! Just click here to review, select ‘Ratings and Reviews” and “Write a Review” and let me know your favorite part of the podcast! I’d love to feature you as our ‘Review of the Week’.

 

 

Links and Resources Mentioned in Today’s Episode 

Organize Your Life with Trello

Free Trello Basics Course

Go Green Drop 

Busy on a Budget E-Course  (use code PODCAST20 for 20% off!)

Budget Masterclass (only $7 for podcast listeners!)

Related Blog Posts

6 Apps to Use to Save Money 

Simple 12 Week Holiday Savings Plan 

Kick your Debt to the Curb Challenge 

Read if money is tight…

How to Change Your Money Mindset

6 Ways to Make Money without doing surveys

 

 

 

 

If you listened to today’s episode, take a screen shot of the show or you taking action on a tip from the show and TAG ME on Instagram! 

Make sure to join our Facebook Community and continue the conversation about the episode!